About Housing Assistance

The purpose of state and local housing assistance is to preserve and enhance the available housing stock within communities, thus increasing every citizen's quality of life.

The WFRPC administers several of these housing and residential support programs for communities within the service area. In three years (2004-2007), the WFRPC administered the distribution of over $10 million in housing assistance across Northwest Florida.


UPDATED: May 13, 2009 

Housing Assistance Programs

Click on a link below to learn more about a program.


State Housing Initiatives Partnership (SHIP)

WFRPC coordinates the following SHIP programs to assist families with low to moderate incomes:

  • Substantial Rehabilitation: addresses homeowner building code violations.
  • Moderate Rehabilitation: addresses homeowner needs such as roofing, electrical, plumbing, sanitary disposal or structural deficiencies.
  • Emergency Repair: assists homeowners with health and safety violations.
  • First Time Home Buyer: provides funds to support down payment and/or closing costs for the purchase of a home.
  • Replacement Housing: provides funds to area non-profit housing agencies and developers to partially underwrite the costs of constructing affordable replacement homes for families living in unsafe conditions.


HOME Investment Partnership Program (HOME)

The National Affordable Housing Act created the HOME program in 1990 with the purpose of providing decent, affordable housing for low-income households. The program, funded by the U.S. Department of Housing and Urban Development (HUD), provides for reconstruction activities, providing renewed hope and dignity to eligible recipients.


Residential Construction Mitigation Program (RCMP)

Through funds provided by the Florida Department of Community Affairs, Division of Emergency Management, this program identifies, evaluates, and appropriately retrofits homes that are owned and occupied by lower income families in order to allow homeowners to secure a greater level of safety and a vastly reduced risk of damage and loss as a result of a future hurricane event.